The Wall Street Journal spoke with John and Bliss Morris, whose firm First Financial Network has carved out a niche selling nonperforming loan portfolios across the world through their proprietary online bidding system. The Morrises discuss their recent undertaking of selling NPLs on behalf of the Deposit Guarantee Fund of Ukraine, a country with a high proportion of these troubled loans following severe recession in 2014 and 2015. They share their insight on how the process of unloading these assets could ultimately improve the country’s uncertain financial situation.